Garrett Lehman

Close to 8.1 billion business-to-business payments were sent over the U.S. ACH Network in 2025. Nacha, which sets the network’s rules, links that growth to companies paying vendors electronically instead of by check. Many of these payments run through payment automation. The software sends a payment on its own when a rule your team sets […]

Global Payments PCI compliance means protecting the card details customers enter during checkout, at home or abroad, and proving to your bank each year that those protections work. The rules come from the Payment Card Industry Data Security Standard (PCI DSS). A US online store that accepts a card from a buyer in Germany, for […]

A 2026 Pew Research Center analysis of Federal Reserve data shows that for online purchases, 92% of Americans favor a credit or debit card. Each of these card payments uses two systems at checkout. The payment gateway takes the card details and encrypts them. The payment processor asks the customer’s bank to approve the sale […]

Global payment methods can be defined as the ways a business collects money from buyers abroad and pays suppliers/vendors in other countries. Most US businesses need more than one method. A buyer in Brazil may expect Pix, while a supplier in Germany may only accept a SEPA bank transfer. Each method travels on a payment […]

Banks charged an average of 14.99% to send remittances abroad in Q3 2025, based on World Bank price tracking. Money transfer and mobile operators charged far less, and banks were also the slowest provider type in that data. This guide compares a digital wallet vs bank account for international payments. It covers speed, fees, fund […]

Subscription businesses expanding globally face a core problem: tax rules, payment methods, and billing systems differ by country. A global MoR solves this by becoming the legal seller of record everywhere you sell. It handles tax compliance, local payment methods, and recurring billing under one contract. This guide covers what a global MoR does, the […]

Embedded finance is banking, payments, and lending built directly into the platforms sellers already use, no separate provider needed. The new embedded finance trends are pushing this further: faster cross-border settlement, tighter compliance, and automated payment operations. For global sellers, this is the moment payment infrastructure stops being a back-office tool and becomes a growth […]

Businesses collecting payments across multiple countries often end up managing several local bank accounts just to receive money smoothly. Virtual IBANs solve this: one central account can issue unlimited unique IBANs, each automatically routing funds back to a single master account. This guide explains what virtual IBANs are, how they work, and why eCommerce brands […]

Customers now expect to pay the same way whether they’re checking out in-store, online, or on a mobile app. Omnichannel payment processing makes this possible by unifying every payment channel into a single system, so transactions, customer data, and reporting stay consistent everywhere. For retail and eCommerce businesses selling across multiple channels and markets, it’s […]

Virtual accounts for payments let businesses collect and manage international payments without opening bank accounts in every country they sell in. Each customer, currency, or market gets a dedicated account number, and payments are automatically matched and routed to one central account. For eCommerce brands selling globally, this simplifies collection, reconciliation, and payouts. This blog […]

Selling across borders sounds simple until the money has to move. A customer pays in one currency, the transaction passes through different financial networks, and the business may receive the funds days later in another currency. Each step can affect approval rates, fees, settlement time, and the final amount received. That is where global payment […]

A payment marked as completed does not always mean the money has reached the right place. Businesses often find discrepancies among payment gateway records, bank statements, and accounting entries when reviewing their transactions. Payment reconciliation helps identify these gaps and ensures every payment is correctly matched. As businesses handle more online transactions, having a clear […]